Rate Sheet
Crescent Rate Information
Interest rates are effective as of 9/17/2025 and is subject to change without notice. This is a variable rate that may change after the account is opened. Interest accrues on the entire account balance. No minimum balance or direct deposit is required to earn the stated interest rate. Fees may reduce earnings on the account.
Tier 4: $1,000,001+
3.50%Â Annual Percentage Yield (APY)
Balances greater than $1,000,000.00 earn an APY of 3.50%
Tier 1: $0–$100,000
2.75%
Annual Percentage Yield (APY)
Balances of $0.01 to $100,000.00 earn an APY of 2.75%
Tier 2: $100,001–$250,000
3.30%
Annual Percentage Yield (APY)
Balances of $100,000.01 to $250,000.00 earn an APY of 3.30%
Tier 3: $250,001–$1,000,000:
3.40%
Annual Percentage Yield (APY)
Balances of $250,000.01 to $1,000,000.00 earn an APY of 3.40%
For rate information about accounts opened before January 2025, please contact support@crescent.app or your Account Executive.